
Does it feel like your tax refund is gone in no time? With Chrysler financing, you can turn your refund into a valuable investment. We’re highlighting how to take your tax refund further with a new Chrysler vehicle at Fields Chrysler Jeep® Dodge RAM Asheville.
Auto Financing Overview
You can conveniently start the financing process right at our dealership. We’ll ask you questions about your current expenses and income, to determine how much you have to spend. Then, we’ll give that info to our lenders to secure an offer for you. You’ll get an auto loan with specific rates and terms outlined, which you’ll need to pay monthly in the predetermined amount.
Financing Parameters
Several factors affect your monthly auto payment amount. This includes the total purchase price for your car and any add-ons, such as GAP insurance. It also depends on how quickly you want to pay off your loan, your interest rate, and your down payment.
Using Your Tax Refund
You can use your tax refund as a down payment on your new purchase. That can significantly lower your loan amount, depending on how much you have to spend. As a general rule of thumb, you’ll want to make a down payment of at least 20 percent on a new Chrysler vehicle.
Reducing Your Interest Costs
Reducing your loan amount comes with one major perk – less interest. Interest is a fee that’s added to your loan, which is calculated as a percentage of your total loan. A smaller loan equals less interest, which translates to savings for you.
Apply for Chrysler Financing in Asheville, NC
As we mentioned, you can apply for financing at Fields Chrysler Jeep Dodge RAM Asheville. It’s a smooth and simple process you won’t regret. Stop in to get started today!